How Can I Get Car Financing with a Bad Credit Score?

How Can You Finance a Car with Bad Credit?

When you come to Kareem Auto Sales Inc, our helpful staff of finance experts will do their best to make the car-buying process simple, easy, and understandable. To begin, you should apply for financing online in order to be pre-approved. After that, you can work one-on-one with one of our finance experts to choose a payment plan that will work within your budget.

What Steps Should I Take To Get a Car Loan with Bad Credit?

When you’re thinking about taking out a car loan with bad credit, then there are a handful of things you should know of and think about before going ahead with getting the loan.

1. Determine your monthly budget to see how much you can afford to pay per month moving forward.
2. If you can, make a sizeable down payment up-front.
3. Attempt to boost your credit score as much as you can before applying for a loan.
4. Be honest about what kind of car you should buy, and don’t get more than you need.
5. Ask questions!

If you have no credit at all, learn more about how to finance a car with no credit using more tips at Kareem Auto Sales Inc.

Improve Your Credit Score with a Car Loan

Some people may not realize this, but taking out a sizeable car loan on bad credit can actually lead to an improved credit score! If you take out a loan on bad credit but are consistent with your payments from then on out, your credit score will in fact increase over time. This may allow you to restructure your loan and get a decreased interest rate in the future!

Finance a Car with Bad Credit Near Sacramento Today!

If you come to Kareem Auto Sales Inc near Roseville, you can indeed get a car loan with bad credit. If you’re thinking of going ahead with buying a car in the near future, then be sure to take a look at our entire inventory of used vehicles, including a used Nissan inventory, and feel free to contact us for more information. For even more help with your used car purchase, value a trade-in and be sure to use our payment calculator so you can know just how much you would be paying month-to-month. While you’re still here, you can also learn all about auto insurance with our guide on comprehensive insurance coverage!