What Are In-House Financing Car Dealers?

When you decide to finance a vehicle, you have a variety of options at your disposal. While many car shoppers choose to get a loan from a bank, they can also get financing through in-house finance car dealers. If you get approved by the in-house financing car lot’s lender, you can make your payments through the dealership. Dealers often have good relationships with their vendors, meaning you can even have a better chance of being approved! Learn more about in-house car financing dealers near Elk Grove, then apply for financing online!

Why Choose In-House Financing from a Car Dealer?

There are many options when you choose to finance a used car from Kareem Auto Sales Inc. Here are a few benefits of choosing an in-house financing car lot when car shopping:

  • Pre-approval can be easier because of the dealer’s relationships with lenders.
  • You can access perks like extended warranties and flexible interest rates.
  • This is a great way to help build up your credit!

Working on building your credit? Want to further extend the warranty on the used GMC you’re purchasing? In-house financing could be the best choice for you! After submitting your finance application and working with our finance department, you’ll be driving through the Roseville roads in a new-to-you vehicle in no time!

What to Look for When Choosing In-House Car Finance

Here at Kareem Auto Sales Inc, we always choose trusted lenders so you can count on us for all your used car finance needs. However, depending on where you choose to buy, you’ll want to look out for the following signs of in-house car financing scams:

  • The dealership allows you to leave before agreeing on payment terms.
  • The dealership doesn’t report to a credit bureau.
  • You receive a call saying your finance plan fell through and you must provide more money.
  • Be careful of “approved” vs. “approval” verbiage — if the manufacturer approves the dealer, you can trust that there are higher standards in terms of quality.

Choose Kareem Auto Sales Inc for Used Car Finance

When you count on Kareem Auto Sales Inc as your in-house car finance dealership near Folsom, you can count on a quick and simple process from start to finish. Whether you have questions about financing with no credit or want to talk more about in-house car finance or insurance coverage options, please don’t hesitate to contact us at your convenience! We look forward to helping you secure a loan on your next used RAM, Toyota, Dodge, or other used vehicle.

Kareem Auto Sales Inc 38.6079032, -121.400815.