What Are In-House Financing Car Dealers?

December 19th, 2018 by

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An in-house finance car dealer offers financing through the dealership, so payments are made directly to the dealership and not a bank. The lender will still need to approve the loan, but in-house financing gives drivers in the Elk Grove area a head-start on receiving quick approval. Learn more about the in-house financing at Kareem Auto Sales Inc before you fill out our convenient online finance application.

The Benefits

With in-house financing you’ll enjoy a quicker turnaround and potentially save more money in the long run. Other advantages include:

  • Easier pre-approval
  • Extended warranties
  • Flexible interest rates
  • Higher credit score

In-house financing is a quick, easy, and hassle-free way to get behind the wheel of the vehicle you need today!

What to Watch Out For

Unfortunately, there are some scams associated with in-house financing that you should be aware of. Here are some warning signs to keep an eye out for:

  • The dealer allows you to leave the lot before agreeing on the payment term
  • The dealer doesn’t report to a credit bureau
  • The dealer notifies you that you’ll need to pay more than originally agreed upon
  • A manufacturer “approved” dealer meets higher standards than a dealer who claims to have manufacturer “approval”.

Finance with Kareem Auto Sales Inc in Sacramento Today

When you finance with us at Kareem Auto Sales Inc, you can count on receiving quick pre-approval so you can get behind the wheel of your new car sooner. Check out our used vehicle specials, and use our handy online payment calculator to find out what your monthly payments will be. Considering trading in your car? Need advice on vehicle repossession? Find out how much your car is worth with our trade-in value calculator. If you’d like more information or have any questions, please don’t hesitate to contact us. Also, find out how you can get a car loan even if you have bad credit!

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