What Does Comprehensive Insurance Cover?

When you’re in the market for a car near Roseville or Folsom, you may even be asking, “What is comprehensive coverage?” Comprehensive insurance coverage is a type of auto coverage that gives you protection for whenever there is damage done to your car outside of auto accidents. This is designed to have your back in case your vehicle is lost or stolen, vandalized, or hit by a stray object (including damage done to broken or cracked windshields). You can make a claim with your insurance company on any of these incidents and be covered! Learn more with the financial experts at Kareem Auto Sales Inc below!

What is Comprehensive Coverage?

Comprehensive insurance coverage is just one of a handful of auto insurance coverage plans you can get with your vehicle. Let’s get a closer look at what comprehensive auto insurance covers, as well as what some other car insurance coverage programs cover:

  • Comprehensive Car Insurance: Whether you’re driving around the streets of Rancho Cordova or far away on a road trip, you will want to have your vehicle insured to protect against incidents like theft and vandalism. With comprehensive insurance coverage, you get just that! 
  • GAP Insurance: While the value of your new vehicle will begin to depreciate as soon as you drive it off the lot, unfortunately, the balance of your loan doesn’t fall at the same rate. If you’re in an accident in the first few months of car ownership, GAP insurance can help keep you covered.
  • Liability Insurance: In the case that you’re at fault in a car accident, liability insurance covers the damage done to another driver’s vehicle, as well as the medical bills of those injured in a crash.
  • Collision Insurance: This kind of insurance protects you from having to pay bills when your vehicle is in a collision when you aren’t at fault. In the case that your vehicle is damaged at all or even totaled, collision insurance covers the cost of replacing necessary parts or acquiring a replacement vehicle. 

Depending on the state you live in, auto insurance requirements can vary. Although, no matter where you live, some of these coverages should be recommended for any and every driver. If you want to know which insurance coverages you’re required to have, our helpful staff can explain them to you. 

Get the Information You Need at the Kareem Auto Sales Inc Finance Center

Have we answered your question, “What does comprehensive auto insurance cover?” If you need any further information on this subject or have further questions on any other auto insurance coverage, just contact our friendly staff in the finance center at Kareem Auto Sales Inc! While you’re here, learn more with our guide to leasing used cars, and utilize our helpful online tools like the monthly payment calculator as well as the trade-in valuer!

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